How could you apply for the PenFed Power Cash Rewards Visa Signature Card:
Pentagon Federal Credit Union is federally insured by the National Credit Union and one of the nation’s second-largest federal credit union. PenFed serves those who have a service history with the Armed forces, Department of Defense, department of homeland security and defense veterans and retirees. Other than defense personnel, PenFed also allows other organization personnel to get its membership if the organization felt within their field of the member.
PenFed has introduced a new Credit card called PenFed Power Cash Rewards Visa Signature Card which allows its members to earn unlimited cashback rewards with no annual transaction fees and many more. To know more about how could you apply for the PenFed Power Cash Rewards Visa Signature card, you could go through the following article.
What are the benefits of the PenFed Power Cash Rewards Visa Signature Card:
- There is no annual fee required
- You can earn an unlimited 2% cashback offer on every purchase for PenFed honors advantage members.
- You can earn 1.5% cashback on all purchases made with your PenFed Power Cash Rewards Visa Signature Card
- For the first 12 months you will be charged 0% APR for the balance transfer.
- There are no foreign transaction fees are required
- With EMV technology your card gets enhanced security.
- You will earn a $100 bonus statement credit after you spend $1500 on your purchases within the first 90 days after opening an account.
- With the PenFed Power Cash Rewards Visa Signature Card, you could access to more than 13000 ATMs.
- You will get 24/7 access to your account and will get customer support
- PenFed will give consolidate high-interest debt credit card loan.
- You can manage your account through PenFed mobile account from anywhere at any time.
- PenFed also gives student loan for your children.
What are the products and service offered by the PenFed credit union:
- Checking and savings accounts
- Credit and debit cards
- Mortgages
- Auto loans
- Home equity
- Certificates
- Personal loan
- Students loan
How many types of credit cards are offered by the PenFed Credit Union:
PenFed offers three types of credit cards which are as follows
- Power Cash Rewards Visa Signature Card
- Platinum rewards Visa Signature Card
- Gold Visa Card
How could you apply for the PenFed Power Cash Rewards Visa Signature Card:
- To, apply for the PenFed Power Cash Rewards Visa Signature Card, you could visit the following webpage www.penfed.org/accept
- Here, you will be required to enter your following details
14 digits access code (Which could be found in your mail offer)
Last 4 digit of your Social security number
Date of birth
- And, click on the button “Submit”
- After that, you will be asked about your personal and financial details
- And, after the final approval from PenFed Credit Union, you will be acknowledged about your credit card.
How could you apply for the PenFed Power Cash Rewards Visa Signature Card through phone:
- To, apply for the PenFed Visa Signature credit card, you will be required to have an acceptance offer letter from the PenFed Credit Union.
- If you don’t have an acceptance letter, you can ask for one, by dialing their customer service executive
1-855-278-1163
- Before you apply you need to make sure that your, Personal and financial information is handy. You may be go through a hard financial scrutiny.
What are the fees and charges for the PenFed Power Cash Rewards Visa Signature Card:
- There are no annual maintenance fee for your PenFed Power Cash Rewards Visa Signature Card.
- You could be charged 14.99% to 17.99% APR for purchases, based on your creditworthiness and the market prime rate.
- For the first 12 months you would be charged 0% APR for balance transfer from the date of account opening, if you open account between now and September30, 2020. Thereafter, you would be charged 17.99% APR.
- You could be charged 19.77% APR for the cash advances.
- If you would charge any penalties it would be charges up to 17.99% APR.
- To, avoid paying interest, you need to clear your all dues within 25 days after the closing of each billing period.
- For a balance transfer, you could be charged 3% on the amount of each transfer.
- And, for a late payment you could be charged up to $20, if the balance is less than $1000. Up to $25, if the balance is less than $2000, or up to $28, if the balance is greater than $2000.
- Last but not the least, for a returned payment, you may be charged up to $25.
How to access your PenFed Power Cash Rewards Visa Signature Credit Union account:
- To, access your PenFed Power Cash Rewards Visa Signature Credit Card, you could visit the following page penfed.org
- Now, click “Log in” which is at the top right-hand corner
- After that, you will be asked to enter your Username and click “Log in”
- And, enter your password to login to your account
How to reset to your PenFed Power Cash Rewards Visa Signature Credit Union account password:
- To, reset to your PenFed Power Cash Rewards Visa Signature Credit Union account password, you could visit the following page penfed.org
- Now, click on the button “I need help for login “
- Now, select “Forgot password”
- And, you will be asked to enter your username and registered email address, so that they can send you a password reset link
- You could click on the password reset link that would be sent by the PenFed Credit Union after login to your email account.
- Now, follow the procedure carefully to restore your account login credentials.
In case if you need any assistance, or have any inquiries regarding PenFed Credit Union products and services, you can contact them through the following options.
Also Read : Activate Your BMO Mastercard Online
How to contact PenFed Credit Union:
- If you have any specific queries you can contact them through their official customer helpline page penfed.org/contact-us
- If you need any further assistance, you can reach them through their customer support executives
1-800-247-5626
Monday – Friday: 7:00 am to 11:00 pm ET
Saturday: 8:00 am to 11:00 pm ET
Sunday: 9:00 am to 5:30 pm ET
- You can also write to them to the following address
Box 1432
Alexandria, VA 22313-2032
Box 247009
Omaha, NE 68124-7009
- You can email them at INFO@HQ.PENFED.ORG
- To get quick resolutions you can also go through their FAQs.
Reference – www.penfed.org/accept