Total Visa Credit Card Apply, Activation and Bill Payment
Through this article, we will discuss the Total Visa Credit Card Apply. So, if you are struggling to apply for this card, then this article is for you. Here, in this article, you will get complete information about the Total Visa Credit Card. We will also be going to discuss some additional information about this card, including the credit card login, bill payment, and card activation. So, make sure to read this article till the end to know more about this card.
About Total Visa Credit Card
If you have poor credit and you are typically limited to secured credit cards that require you to put down hundreds of dollars as a security deposit. The unsecured Total Visa Credit Card is an alternative. Here, you can qualify for a credit limit of $300 without a security deposit, and your account activity is reported to the major credit bureaus. However, the expensive fees of this card can cost you more in the long run than a secured credit card.
The Total Visa Credit Card is very helpful for someone with poor credit or limited to no credit history, who doesn’t want to put up a deposit for a secured credit card. You can apply for this card online and get approved within seconds. If you get approved for this card, then you will have access to an unsecured visa credit card that you can use at merchants throughout the United States.
Features of Total Visa Credit Card
These are the following features that you will get through the Total Visa Credit Card:
- Decision within minutes
- Streamlined mobile app
- Reports to three major credit bureaus
- Credit building
- Qualify customer service
- Simple, secure online payments
- Accepted at millions of businesses in the United States & online
Interest Rates and Fees of Total Credit Card
Interest Rates and Interest Charges:
- APR for Purchases: The purchase APR of this credit card is 36.99%.
- APR for Cash Advances: The cash advance APR of this card is 34.99%.
- Minimum Interest Charge: If you have charged any interest on this credit card, then it will be not less than $1.00.
Fees:
- Program Fee: There is a program fee of $89.00 on this credit card.
- Annual Fee: For the first year, you will be charged $75.00 as the annual fee. But, after that, you have to pay $48.00 annually.
- Monthly Servicing Fee: None for the first year, but $75.00 annually.
- Cash Advance Fee: For each cash advance, you will be charged either $10.00 or a minimum of 3% of each cash advance.
- Late Payment Fee: If you fail to pay your late payment fee, then you will be charged up to $41.00.
- Returned Payment Fee: For every returned payment fee, you will be charged up to $41.00.
How to Apply for a Total Visa Credit Card
It is quite easy to apply for the Total Visa Credit Card. There are a few basic requirements to apply for this credit card. You have to follow these easy instructions below to complete the Total Visa Credit Card Application:
- Firstly, you have to visit this link totalcardvisa.com.
- By clicking on the above-mentioned link, you will be redirected to the Total Credit Card application page.
- There, you have to enter all the required details, including your name, email, address, phone number, etc.
- You have to choose your card design from the next step. However, if you want to choose the Premium Design, then you have to pay $6.95.
- After entering all the requested details, you have to click on Apply Now option.
- Then, you can simply follow the on-screen guideline to apply for the Total Visa Credit Card.
Apply for Total Visa Credit Card with Pre-Approved Code
If you have received the reservation code, then you can also consider applying for the Total Visa Credit Card. You have to follow these simple instructions below to apply for this credit card:
- Firstly, you have to visit this link totalcardvisa.com.
- Then, from the top of the page, you have to click on the Accept Mail Offer option.
- You have to enter your reservation code in the given field and click on the Continue option.
- After that, simply follow the on-screen guideline to complete the Total Visa Credit Card application process.
How to Activate Total Visa Card Online
In order to activate your card, you have to visit the Total Visa Activation web page. From there, you can easily activate your credit card. For your convenience, we suggest you follow these simple steps to activate the Total Visa Credit Card:
- Firstly, you need to go to this link totalcardvisa.com.
- Then, from the top of the page, you have to click on the Activate Your Card option.
- Enter your date of birth and application ID or Email Address in the given fields.
- After entering the requested details, you just have to select the Submit option.
- Then, simply follow the on-screen guideline to activate your Total Visa Credit Card.
Pay Program Fee of Total Visa Credit Card
To make the payment for the Total Visa Credit Card program fee, you have to follow these simple instructions below:
- Firstly, you have to visit this link totalcardvisa.com.
- Then, from the top of the page, you have to click on Pay Program Fee option.
- You have to enter your Date of Birth, Application ID, or Email Address.
- After that, simply click on the Submit button to proceed to the next step.
How to Register for Total Visa Card Login
In order to manage your credit card or pay your credit card bill, you must have to register for the Total Visa MyCCPay portal. In order to register for your online account access, you have to follow these simple instructions below:
- Firstly, go to this link myccpay.com.
- There, under the login section, you need to select the Register option.
- Enter your 16-digit account number, the last 4 digits of your SSN, your postal code, and a valid email address.
- Then, you have to create a username and password for your account.
- You have to choose your security questions from the dropdown and answer your question.
- After entering all the requested details, you have to click on the Register option.
- Then, you can simply follow the on-screen instructions to register for the Total Visa Card Login
How to Make the Total Visa Card Payment
These are the following options available to make the Total Visa Card Payment. You can choose any of the following methods below to pay your credit card bill:
Make Total Visa Card Payment By Total Card Mobile App
You can easily make the payment for your credit card bill using the Total Card mobile app. The Total Card mobile app is available on Apple or Android devices. You just have to log in to your credit card account to make the credit card bill payment.
Pay Total Visa Card Payment By Online at myccpay.com
You can also make the Total Visa Card Payment by login into your account. To make the online bill payment, you have to follow these easy steps below:
- Firstly, have to visit this link myccpay.com.
- There, you need to input your valid User ID and Password.
- After providing your login credentials, you have to select the Log In option.
- Once you logged in to your account, you can easily make the Total Visa Card Payment.
Pay Total Visa Card Payment Bill by Phone
Another way to pay for the Total Credit Card bill is by calling the customer service department at (877) 480-6988. By calling on this number, you just have to follow the on-call instructions to complete your credit card bill payment.
Total Visa Card Customer Service
If you have any questions about the Total Visa Credit Card or face any issues while applying for this card, you can contact the customer service department. You can reach out to the customer service department by using the following details:
Email At: info@totalcardvisa.com
Postal Address:
Total VISA
P.O. Box 84930
Sioux Falls, SD 57118-4930
For the about the application or to pay your program fee, Call At (877) 526-5799.
Customer Service: (877) 480-6988
FAQs about Total Visa Credit Card
Q: How will I know if I’m approved?
A: You can apply for the Total Visa Card through the online application process. Generally, there is a decision within minutes. Sometimes, they will need more information from you. So, don’t worry, they will send you an email or a pending application letter with directions on how to move forward.
Q: Where can I use my card?
A: Total Visa Card is a real Visa Credit Card, which means you can use it at millions of stores in the United States & online.
Q: How do I manage my Total Credit Card account?
A: You can easily manage your account using the mobile app, android, or apple. You can also visit myccpay.com or contact the customer service department at (877) 480-6988.
Q: How can I create my Total Visa Credit Card Limit?
A: To request the Total Visa Credit Card Limit, you have to contact the customer service department at (877) 480-6988. They can help you with the information about applying for a credit line increase.
Q: Do I need a checking account to get a Total Visa Credit Card?
A: Yes, you must have a checking account.
Conclusion
So, this is all about the Total Visa Credit Card Apply. Through this article, we have tried to provide all the step-by-step procedures to complete the application. Here, you will also get some additional information about the Total Visa Card Login, bill payment, etc. We hope, this article is beneficial for you and that it helped you a lot.
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