Belk Credit Card Login, Apply, and Registration Process
One of the most well-known retail store chain in America is the Belk which offers all kinds of attire, shoes, and beautiful things to accessorize you with along with a huge collection of cosmetics as well as home decorative items. While shopping online you can now avail of several benefits and win reward points as well through their credit card payment facility. We also know the Belk Credit Card as a Belk Rewards Card.
You can avail of a lot of benefits with your Belk Credit Card. Online banking service now allows and helps its users to access their account on a 24*7 basis and thus from the comfort of their home. Not only is the method extremely fast but is an equally useful and safe service.
Belk Credit card always offers the best to its customers both in terms of service as well as benefits. Have a look at the below-mentioned steps to know how you can apply for this extremely useful card. For any online payments, you would need to login to your account. Have a look at the detailed steps to learn more.
Why Choose Belk Credit Card
All the customers of the Belk Credit Card can avail some awesome benefits. Read to know a few of the amazing features of the Belk Credit Card Login:
- An easy and secure method of accessing an online account on a 24*7 basis.
- You get rewards on using the card frequently.
- On your first day of car approval, if you make a purchase you can get a cool 20% discount.
- With every 400 reward points that you collect you get $10 which you can use to make a purchase of your choice.
- You can view statements as well as transactions history.
- Also, add an authorized user for your credit card online account.
- You can also receive e-Statements for your Belk Credit Card.
Eligibility Criteria for Belk Credit Card
To take the conveniences of the services provided by Belk credit card to need to apply for the card first, to apply for the Belk Credit card you should meet the below eligibility criteria:
- Your age needs to be 18 years or more.
- Your annual income should be more than $10000.
- You should have a healthy credit score.
Types of Belk Credit Cards
Belk generally provides three types of credit cards:
Belk Rewards Card
Benefits
- Spend $0-$599 per year at Belk and earn 3% Back in Rewards at Belk or Belk.com.
- Every 1,000 Points get $10 Belk Reward Dollars with No Brand Exclusions.
- Receipt-Free
- Bonus Rewards Events
- Early Access to In-Store Promotions and Events.
Belk Premier Rewards Card
Benefits
- Spend $600-$1,499 per year at Belk and earn 4% Back in Rewards at Belk or Belk.com.
- Free Birthday Coupon.
- Early Access to In-Store Promotions and Events.
- Receipt-Free
- Bonus Rewards Events
- Flexible Payments with the Belk Rewards Flex Pay Plan.
Belk Elite Rewards or Master Card
Benefits
- Spend $1500+ per year at Belk and earn 5% Back in Rewards at Belk or Belk.com.
- Every 1,000 Points get $10 Belk Reward Dollars with No Brand Exclusions.
- Receipt-Free
- Bonus Rewards Events
- Early Access to In-Store Promotions and Events.
- Free Birthday Coupon.
- Free Shipping In-Store and at Belk.com.
- Quarterly 20% off on Pick Your Own Sale Day.
- 2% back in rewards on grocery and fuel purchase.
- 1% back in rewards on all other purchases where MasterCard is accepted.
Rate and Fees of the Belk Credit Card
Before opting a Belk credit card you should know about its rates and fees of the Belk Rewards MasterCard and let’s check if you are comfortable with it or not.
Annual Percentage Rate
- For Purchase: 25.49%
- For Cash Advances: 29.99%
- Minimum Interest Charge: If you are charged interest, the charge will be no less than $1.00.
Fees
- Cash Advance Fees: Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Foreign Transaction: 3% of each transaction.
- Late Payment fees: Up to $38, if you do not clear your dues within 23 days after the close of each billing cycle.
There is no Foreign Transaction and Cash Advance fee for the Belk Rewards Card.
How to Apply for Belk Credit Card
Thinking to opt a Belk credit card, but do not know where and how to apply. Here is the answer to your question. Just you need to follow the below steps:
- Open the official website of Belk with the link belkcredit.com
- Click on the “Apply” option at the bottom of the page.
- Now enter your Last 4 digit of SSN number and Phone number.
- Now click on the “Continue” option.
Thus, you must complete two more steps to achieve this credit card.
Belk Credit Card Login Instructions
With Belk credit card you can expect nothing but the best in service that can be provided to all the customers. Belk credit card offers a seamless platform for all the customers so that can access their account easily and in a secured manner. With an online account, all the customers can now easily access the various services provided by the Belk from anywhere and anytime. For this, we will need to login to our online account. We can do this by following the below-mentioned steps:
- Open the Belk Credits log in page with the link belkcredit.com
- Now enter your User Id and password then click on the “Secure Login” option.
If you have entered the login credential correctly then you will be redirected to your account
How to Reset Belk Credit Login Details
For Password
If you have forgotten the password of your Belk Credit account password, you do not need to be frightened as you can reset it easily by following the below process:
- Open the Belk Credits log in page with the link belkcredit.com
- Now click on the “Forgot Password” option.
- Enter your User Id and Zip code then click on the “Continue” option.
- Then you have to select your password and log in to your account.
For User id
Cannot remember your user id for online log in to the Belk Credit account? Just follow the below steps to find your user id:
- Open the Belk Credits log in page with the link belkcredit.com
- Click on the “User Id” Link.
- Enter your Account number and Zip code
- Then click on the “Continue” button.
How to Register your Belk Credit Credit Online Account
Want to manage your account or want to activate your card, and then you should have a Belk Credit online account. To sign up for an online account you need to follow the below steps:
- Open the Belk Credits log in page with the link belkcredit.com
- Click on the “Register” option.
- Enter your account number and Zip code
- Then click on the “Continue” option.
How to Activate Belk Credit Card
You can activate your Belk credit card by logging in to your Belk credit online account or, you can activate the card by dialing 1-800-669-6550.
Belk Credit Card Payment Guidelines
To make a payment for your Belk credit card you need to log in to your account or you can make a payment at your nearest Belk store.
You must pay at least the total minimum payment due on your account by 5 p.m. (ET) on the due date of each billing cycle. Payments received after 5 p.m. (ET) will be credited as of the next day.
Also Read:
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AMEX Everyday Preferred Card Apply
Belk Credit Card FAQs(Frequently Asked Questions)
What credit score is needed for a Belk Card?
Minimum 640 and above credit score need for belk credit card.
What bank issues Belk card?
The Belk Rewards MasterCard or Belk Credit card issues by Synchrony Bank.
How long does it take to get approved for a Belk credit card?
Usually the card will approve imedatly, but some times in rare cases it takes up to 4 weeks.
Belk Card Contact Details
Call: 1-866-235-5443
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