First Access Credit Card Apply – preapprovedaccess.com
Here, in this article, we are going to discuss the First Access Credit Card Apply process. If you are lucky enough to get a reservation code, then you should consider applying for this card at preapprovedaccess.com. So, if you have the reservation code and you wish to apply for the First Access Visa Credit Card, then you should read this article till the end. However, if you don’t have a reservation code, still this article is beneficial for you. Here, in this article, we have tried to provide all the important details that you should know about this article. So, please be sure to read this article till the end to get the complete details about First Access Credit Card.
About First Access Credit Card
The First Access Visa Credit Card is a good option for people who have made credit mistakes in the past and are searching for an easy access card that will offer the space rebuild. You can easily be approved for this card with bad credit and it is among the few cards for bad credit that has a first-year welcome offer. However, these benefits come at a very high price through an excess of fees.
The First Access Visa Card is not a secured credit card, which means applicants don’t have to give any deposit to access the equivalent credit limit. However, the initial credit limit of this card is still fairly low, the high annual fee will eat into your already small credit limit and any credit limit increase assessments will incur a fee. Since the First Access Visa Credit Card is unsecured, it is an option for people who don’t have immediate cash on hand but also need a lifeline to improve their credit history.
Interest Rates and Fees of First Access Visa Credit Card
Interest Rates and Interest Charges:
- APR for Purchase: Purchase APR of this card is 34.99%.
- APR for Cash Advances: The cash advance APR of this credit card is 34.99%.
- Minimum Interest Charge: If you ever charge any interest on this card, then it will be no less than $1.00.
Fees:
- Program Fee: There is a one-time program fee of $95.00.
- Annual Fee: For the first year, you will be charged $75.00 and after that, you have to pay $48.00.
- Monthly Servicing Fee: For the first year, there will be no fee. But, after that, you will be charged $99.00 annually, which is $8.25 per month.
- Cash Advance Fee: There will be no cash advance fee for the first year. But, after that, you have to pay either $10.00 or a minimum of 3% of the amount of each cash advance, whichever is greater.
- Late Payment Fee: Up to $41.00.
- Returned Payment Fee: Up to $41.00.
Apply for First Access Visa Credit Card with Pre-Approved Code
If you have the First Access Credit Card Pre Approval Code, then you can easily apply for this credit card at preapprovedaccess.com. You just have to follow this step-by-step procedure to apply for this card:
- Firstly, you have to go to this link preapprovedaccess.com.
- There, on the given spaces, you have to provide your 9 digits of reservation code.
- Then, you have to select the First Access card design in the next step. If you choose one of the premium card designs, then you will be charged a fee of $9.95, and that will be billed to your account.
- After that, you have to select the Continue button to start the application process.
- Then, simply follow the on-screen instructions to complete the First Access Credit Card Application
Apply for First Access Visa Credit Card Manually
However, if you don’t have the reservation code, still you can apply for the First Access Visa Credit Card. In that case, you just have to follow these simple instructions below:
- Firstly, you have to go to this link firstaccesscard.com/apply.
- It will take you to the First Access Visa Credit Card application page.
- There, on the requested fields, you have to enter all the details.
- Then, you have to choose the card credit card design of your choice. If you choose the premium design, then you will be charged a fee of $9.95.
- In order to pass the robot check, you have to tick the box, “I’m not a robot”.
- After entering all the requested details, simply click on the Submit Information option.
- Then, you can simply follow the on-screen guideline to apply for the First Access Card.
How to Activate the First Access Visa Credit Card
In order to use your First Access Visa Credit Card, you have to activate it first. You can easily activate your First Access Credit Card by following these simple instructions below:
- Firstly, click on this link firstaccesscard.com.
- There, from the top right-hand corner of the homepage, click on the Activate option.
- You have to provide your card number, social security number, and phone number.
- After entering all the requested details, you just have to click on the Activate option.
- Then, simply follow the on-screen guideline to activate your First Access Visa Credit Card.
You also have the option to activate your First Access Credit Card over your phone. To activate your card, you have to call (888) 267-7980. After dialing the number, you have to follow the on-call guideline to activate your credit card.
First Access Credit Card Payment Options
It is quite easy to make the First Access Credit Card Payment. You just have to log in to your credit card account to make the payment. You have to follow these simple instructions below to make the First Access Credit Card Payment:
- You need to visit this link myccpay.com.
- It will redirect you to the First Access Credit Card Login
- There, you have to input your registered User ID and Password on the given spaces.
- After entering your login credentials, you just need to click on Log In option.
- Once you logged in to your credit card account, you can easily make the First Access Credit Card Payment.
First Access Credit Card Customer Service
If you have any questions about the First Access Credit Card or face any problem while applying for the card, you can directly contact the customer service department. In order to reach out to the customer service department, you can use the following details:
Write At:
First Access Card
PO Box 89028
Sioux Falls, SD 57109-9028
Call At: (888) 267-7980
Email At: info@firstaccesscard.com
FAQs about First Access Credit Card
How can I pay my First Access Card processing fee?
You have to option to pay your First Access Card processing fee by calling 1-844-206-4371 or you can make payment through the online method. If you wish to pay your processing fee through online method, then follow the instructions below:
- Firstly, you have to visit this link firstaccesscard.com/app-search/processing-fee.
- There, you have to enter your Application ID and Date of Birth.
- After entering the requested details, you have to click on Submit option.
- From there, you can easily pay for the First Access Card processing fee.
How can I request a PIN for my First Access Visa Card?
The best way to get the First Access Visa Card PIN is by calling the customer service department at 1-888-267-7980.
What bank does First Access Card use?
The First Access Visa Credit Card is issued by the Bank of Missouri, an FDIC-insured bank. This bank also issues the Total Visa Card and Milestone Mastercard for people with less-than-perfect credit considered.
Does it offer the First Access Credit Card Increase?
Yes, the First Access Visa Card provides credit limit increases if your account has been open for at least 12 months. This card may offer an increase after the first year if your account has a good standing or you can request a higher credit line by calling (888) 267-7980.
How can I check the First Access Credit Card Application Status?
A: Applicants can easily check their First Access Card application status by phone at 1 (888) 267-7980 or by using the online method. To check your application status online, you have to follow the instructions below:
- Firstly, you need to visit this link firstaccesscard.com/app-search/status.
- There, provide your Application ID and Date of Birth in the given spaces.
- After that, you just have to click on the Submit button to check the status.
Q: How long does it take to get the First Access Visa Credit Card?
A: Usually, it takes around 2 weeks to get the First Access Visa Credit Card through the mail. However, it depends on if you request expedited shipping with a customer service representative which costs an additional $35, you might get the card within 2 business days.
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Conclusion
So, this is all about the First Access Credit Card Apply. Here, in this article, we have tried to provide the step-by-step procedure to apply for the First Access Visa Credit Card with the reservation code. We hope, the above-mentioned details are beneficial for you and help you with your queries.
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