About Bank of America New Card
The Bank of America Corporation is a multinational bank based in the United States of America. It is an investment bank and financial service company. It was first started in 1988 by Amadeo Giannini. Headquarter of the Bank of America is located at Charlotte, United States. After the JPMorgan Chase, BOA is the second largest banking institute. Bank of America serves more than 4,600 locations worldwide.
How to Apply for the BOA New Card Offer
You may have received a personal security code through the mail. Using this personal code, you can easily apply for the BOA credit card. You just need to follow these instructions below to complete the application process:
- First, you have to visit this link www.bankofamerica.com/mynewcard.
- Then, enter your security code and zip code on the provided fields.
- Then, click on the Continue button.
- After that, follow the further instructions to apply for the BOA credit card.
Credit Cards Offered by BOA
BOA offers several credit cards. All those credit cards have their benefits. Here are some of the best credit cards that BOA has to offer:
Bank of America Cash Rewards:
- For the introductory APR, you have to pay 0% for 15 billing cycles.
- Standard APR is 15.49% to 25.49%. It can vary on market-based prime rates.
- You don’t have to pay annual fees for this card.
- For the balance transfer, pay 3% or $10 of the amount you transfer, whichever is greater.
BankAmericard:
- For the introductory APR, you have to pay 0% for the 15 billing cycles.
- Standard APR for this card is 14.49% – 24.49%. It can also vary on market-based prime rates.
- You do not have to pay any annual fees for this card.
- For the balance transfer, pay 3% or $10 of the amount you transfer, whichever is greater.
Bank of America Travel Rewards:
- For the 12 billing cycles, you don’t have to pay any fees for introductory APR.
- Standard APR for this card is 16.49%-24.49%. It also can vary on the market-based prime rate.
- Travel Rewards card does not charge any annual fees.
- But for the balance transfer, you have to pay 3% or minimum $10 amount you transfer, whichever is greater.
Bank of America Premium Rewards:
- There is no introductory APR for this credit card.
- You have to pay the standard APR of 17.49%-24.49%. Variable on the market based prime rate.
- BOA charges $95 for this credit card.
- You also have to pay for the balance transfer. Pay the 3% of each transaction or a minimum of $10, whichever is greater.
How to Activate the BOA Credit Cards
If you already applied for the BOA credit card, then make sure to activate the card first. Before using your credit card, you have to activate the card. Enroll for online banking, in order to activate your credit card. You have to follow these instructions below to complete the process:
- First, you have to visit the official website of the BOA.
- By clicking on this link www.bankofamerica.com, you will be redirected to the official website of Bank of America.
- Then on the home page, you will see the login section on the left side of the page.
- There, you have to click on the Enroll option.
- Then, enter the last 6 digits of your card or account number on the first field.
- Then, enter the social security number and tax id number on the text field.
- Then, click on the Continue button.
- After that, follow the further instructions to complete the process.
- After entering the portal, you can easily activate your card.
How to Access the BOA Credit Cards Account
To access the BOA credit card, you have to follow these instructions below:
- First, you have to visit the official website of the BOA.
- Simply clicking on this link www.bankofamerica.com, you will be redirected to the website.
- On the left-hand side, you will see the login section.
- There, enter online id and password.
- Then, click on the Sign In option.
- From there you can easily access your credit card account.
How to Reset the Passcode
In any case, you forgot your passcode, then you have to reset the password. You can reset the passcode by following these instructions below:
- First, you have to visit the official website of the Bank of America.
- By clicking on this link www.bankofamerica.com, you will be redirected to the BOA website.
- Then, click on the Forgot ID/Passcode option.
- Then, enter the 6 digits of card or account number.
- Enter the social security number or tax id number on the next field.
- Then, click on the Continue button.
Also Read : Process To Apply For Total Visa Credit Card
How to Pay BOA Credit Card Bill
There are several ways to make the BOA credit card payment. You can follow these methods below to make the payment:
Online Payment:
The online method is the best and easiest way to make the payment. To make the payment, you have to follow these instructions below:
- First, visit the BOA website by clicking on this link www.bankofamerica.com
- Then, enter your online ID and password on the provided fields.
- Then, click on the Sign In button.
- After entering the portal, you can easily make the payment.
Pay in Person:
You can also make the payment in person. Pay your credit card bill at any of your nearest BOA locations. To find your nearest BOA locations, you have to follow these instructions:
- First, you have to visit this link locators.bankofamerica.com
- Then, enter your email address, zip code or landmark on the provided field.
- Then, click on the Search icon.
- It will show you your nearest BOA locations.
Pay by Phone:
You can also make the payment over your phone. You have to call at 800.236.6497.
Pay by Mail:
You can also make the payment over mail. You have to send your payment with all the required details to this following address:
Standard mail
Credit card payments
Bank of America
PO Box 15019
Wilmington, DE 19850-5019
Express mail
Send your overnight credit card payment to:
Bank of America
Attn: Payment Processing
1000 Samoset Drive
Wilmington, DE 19884-2332
Contact Info
Call at:
800.732.9194 (24/7)
1.757.677.4701 (24/7)
TTY/TDD: 800.222.7365
Mail:
Application status inquiries
Bank of America
PO Box 2493
Norfolk, VA 23501-2493
Credit card billing inquiries
Bank of America
PO Box 982234
El Paso, TX 79998-2234
Reference Link
www.bankofamerica.com/mynewcard
